Trust in this practice is built on paper, so this page says plainly what I am, what I am paid, and where my boundaries sit.
I am Mwikali Ngei, an independent finance coach and wealth guide. I am not a licensed investment advisor, I do not hold client funds, I do not recommend specific securities, and I do not promise or project returns. My work is education, planning and accountability.
Investment products belong with licensed, regulated institutions. When your plan reaches a product decision, my role is to prepare you for that conversation and, where relevant, to introduce a licensed partner.
Clients pay my coaching and corporate fees directly. I also hold referral relationships with a small number of licensed institutions and may earn a referral fee when a client I introduce becomes their customer. I disclose every such relationship in writing before any introduction is made. The market norm is the quiet commission; mine is the open ledger.
If any statement on this site and this page ever disagree, this page wins, and I would like to hear about it. Write to hello@mwikalingei.com.